Sparkasse Kufstein Tiroler Sparkasse von 1877

Sparkasse Kufstein (Kufsteiner Sparkasse, founded in 1877) is a regional Austrian savings bank based in Kufstein, Tyrol, serving private customers, small and medium-sized businesses, and local institutions through a branch network in the district and digital channels. It is part of the Austrian Sparkassen sector and participates in the savings banks’ cross-guarantee scheme (Haftungsverbund) linked with Erste Group, which enables access to the group’s standard product set and the George online and mobile banking platform. Core services include current and savings accounts with package-based pricing, domestic and SEPA payments, debit cards and optional credit cards via group partners, as well as consumer loans, overdrafts, car financing, and mortgage lending with fixed or variable rates subject to credit assessment and collateral requirements. Business clients can obtain working-capital and investment financing, guarantees, cash management, and merchant services offered directly or through partners. Securities services comprise custody accounts, brokerage, mutual funds, and savings plans, with investment products typically sourced from group providers; insurance and building-society contracts are available through affiliated partners. Digital banking supports strong customer authentication under PSD2, notifications, and common payment features; cardholders can use contactless and mobile payments where supported by the group’s wallet integrations. Fees apply for account maintenance, cards, certain transfers, and out-of-network cash withdrawals; conditions vary by account model and usage. Customer identification follows Austrian KYC rules, with onboarding offered in-branch and, where available, via remote identification. Deposits are protected by the Austrian statutory deposit guarantee scheme up to EUR 100,000 per eligible depositor, and investor compensation applies to qualifying securities claims; the bank is subject to oversight under the Austrian Banking Act by the Financial Market Authority and the Oesterreichische Nationalbank.