SMBC Bank EU AG, Sucursal en España

SMBC Bank EU AG, Sucursal en España is the Spanish branch of SMBC Bank EU AG, the European Union banking subsidiary of Sumitomo Mitsui Banking Corporation, operating from Madrid to serve corporate and institutional clients. The branch focuses on corporate lending, trade and export finance, project and infrastructure finance, acquisition and structured finance, and transaction banking, alongside foreign exchange and interest rate risk management, typically arranged for large Spanish corporates, subsidiaries of multinationals, and financial institutions. It does not provide retail banking to the general public. Services in Spain are provided under the EU passport of the German-authorized institution, with prudential supervision conducted within the Single Supervisory Mechanism by the European Central Bank and the German Federal Financial Supervisory Authority (BaFin) for the home institution, and host-country oversight by Banco de España for local branch matters such as conduct and reporting. Access to products is subject to corporate onboarding, KYC/AML due diligence, and credit approval; pricing is relationship-based and negotiated. Payment capabilities include SEPA and cross-border transfers via SWIFT; cash management and certain capital markets or securities-related activities may be delivered in coordination with other SMBC Group entities subject to applicable EU and Spanish regulations. If eligible deposits are taken at the Spanish branch, coverage would be provided by the German statutory deposit guarantee scheme up to the limits set by EU law, rather than the Spanish deposit guarantee fund. Client engagement is handled through relationship managers and electronic channels, and official information, regulatory disclosures, and contact details are available through the bank’s websites and the public registers of BaFin and Banco de España.