Skandinaviska Enskilda Banken AB (publ) Frankfurt Branch

Skandinaviska Enskilda Banken AB (publ) Frankfurt Branch is the German branch of the Swedish bank SEB, operating in Frankfurt am Main as a non‑separate legal entity of the parent. The branch focuses on corporate and institutional clients rather than retail customers, offering services such as corporate lending, working capital facilities, cash management and liquidity solutions, SEPA and cross‑border payments, trade finance, foreign exchange and rates products, and selected capital markets execution for eligible counterparties. Typical delivery is relationship‑driven with electronic channels for treasury, payments, and trade services; pricing is negotiated bilaterally rather than via a retail fee schedule. As an EEA branch, prudential supervision rests primarily with Sweden’s Finansinspektionen, with host‑state oversight by BaFin and the Deutsche Bundesbank for conduct, AML, and certain branch‑level matters. Statutory deposit protection for eligible deposits is provided by Sweden’s deposit guarantee scheme administered by the Swedish National Debt Office (harmonized up to the equivalent of EUR 100,000 per depositor), not by Germany’s EdB; large corporate balances may fall outside coverage limits. The branch’s obligations are those of Skandinaviska Enskilda Banken AB (publ), and credit ratings, capital, and liquidity assessments apply at the parent level rather than the branch. Payment operations support EUR with SEPA reach; the branch’s SWIFT/BIC is ESSEDEFF, and DE‑IBANs may be available for local accounts subject to eligibility and onboarding.