RCI BANQUE SOCIETE ANONYME, bančna podružnica Ljubljana

RCI BANQUE SOCIETE ANONYME, bančna podružnica Ljubljana is the Slovenian branch of RCI Banque S.A., the Renault Group’s captive bank that trades globally as Mobilize Financial Services, operating locally under EU passporting rules. The branch focuses on motor finance rather than broad retail banking, offering point‑of‑sale financing for Renault, Dacia and Nissan through dealerships, including consumer auto loans, financial and operating leasing, fleet solutions, and mediation of ancillary products such as insurance, service and maintenance plans, and extended warranties. Applications are typically completed at the dealership, with affordability checks under Slovenian consumer credit rules; standard documentation includes identification, proof of income and residence, and the vehicle generally serves as collateral or is subject to title retention until obligations are settled. Product structures can include fixed‑rate instalment loans, balloon or residual‑value options, and operating leases with mileage and condition clauses; pricing is often tied to model‑specific or campaign promotions, and customers should review the APRC, any arrangement or administration fees, early termination or contract change costs, and the conditions for early repayment compensation permitted by law. The branch is subject to home‑state prudential supervision in France and local oversight by Banka Slovenije for conduct and branch activities; if deposit‑taking products are offered, protection would fall under the French deposit guarantee scheme applicable to RCI Banque S.A., though deposit products are not the core offering in Slovenia. Contracts and disclosures are provided in line with Slovenian consumer protection and GDPR requirements, service is delivered via the dealer network and the local office, and complaints follow the bank’s internal process with access to Slovenian dispute‑resolution channels. The proposition suits buyers of Renault Group brands seeking bundled finance at the point of sale, while the product range is narrower than a universal bank and terms vary by vehicle, credit profile and promotional period, making comparison with independent lenders advisable.