Raiffeisenlandesbank Niederösterreich-Wien

Raiffeisenlandesbank Niederösterreich-Wien AG is the regional central institution of the Raiffeisen Banking Group in Lower Austria and Vienna, headquartered in Vienna, and operates within Austria’s cooperative banking structure where ownership is held by regional Raiffeisen cooperatives and affiliated entities. It provides services to individuals, small and medium-sized businesses, large corporates, institutions, and the public sector, and also supports local Raiffeisen banks in the region with liquidity, clearing, treasury, and product platforms. The bank’s offering covers current and savings accounts, payment services, cards, consumer and housing loans, corporate lending and trade finance, cash management, leasing and insurance distribution via group partners, securities brokerage, investment funds and custody, private banking and wealth services, and capital markets and treasury activities, including the issuance of covered bonds and other debt instruments under Austrian law. Digital channels include online and mobile banking with strong customer authentication in line with PSD2, SEPA credit transfers and direct debits, and international payments; branch-based services are available across Lower Austria and Vienna. It is supervised by the Austrian Financial Market Authority and the European Central Bank under the Single Supervisory Mechanism, participates in the Raiffeisen institutional protection scheme, and is covered by Austria’s statutory deposit guarantee system, which protects eligible deposits up to EUR 100,000 per depositor per bank according to legal requirements. Pricing, interest rates, and eligibility criteria vary by product and customer segment and are published in the bank’s schedule of conditions; standard documentation, identification, and suitability rules apply for account opening, lending, and investment services.