Raiffeisenkasse Werfen registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenkasse Werfen registrierte Genossenschaft mit beschränkter Haftung is a regional cooperative bank based in Werfen (Salzburg, Austria) and forms part of the Raiffeisen Banking Group. It is licensed and supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, and operates with a local focus on retail and small business customers. The bank’s offering typically covers current accounts, savings and term deposits, consumer and housing loans, payments and cash services, debit cards, and access to selected investment or insurance products via group partners. Distribution is through a local branch network and ATMs supplemented by e-banking and mobile services (Mein ELBA), which support account management, SEPA transfers, standing orders, e-statements, and strong customer authentication under PSD2. Pricing is package- and usage-based; account maintenance, transaction, and card fees generally apply and are set out in the bank’s published tariff schedules, while interest rates on deposits and loans reflect prevailing market conditions and may change; lending is subject to standard creditworthiness checks. Customer onboarding follows Austrian AML/KYC requirements and usually requires valid identification and residency documentation; services are primarily offered in German and intended for clients in the surrounding region. Deposits are covered by the statutory Austrian deposit guarantee up to EUR 100,000 per eligible depositor, and the institution is a member of the Raiffeisen institutional protection scheme intended to support the liquidity and solvency of affiliated banks. The bank is not publicly listed and does not carry standalone public credit ratings; product availability, digital functionality, partner arrangements, and branch hours can differ from other Raiffeisen entities, so prospective customers should consult current terms, fees, and eligibility conditions before opening or switching accounts.