Raiffeisenbank Wildon-Preding eGen

Raiffeisenbank Wildon-Preding eGen is a regional cooperative bank in Styria, Austria, belonging to the Raiffeisen Banking Group and serving the Wildon and Preding area with retail and SME services that include current accounts, savings and term deposits, debit and credit cards, domestic and SEPA payments, cash services, consumer and housing loans, mortgages, business financing and guarantees, as well as investment and insurance products distributed via Raiffeisen group partners. Securities custody and fund savings plans are available through affiliated Raiffeisen entities, while international and capital markets services are typically provided through the group. Digital banking is offered via Mein ELBA for web and mobile with payments, standing orders, e-documents, and notifications, using strong customer authentication in line with PSD2. The bank operates local branches and ATMs within its catchment area; opening hours, cash desk availability, and contact options are published locally. Pricing follows published tariffs with package-based account and card fees and separate charges for transactions and services; interest rates and loan conditions are disclosed in standardized pre-contractual information and depend on product features and risk. Customer deposits are protected under Austria’s statutory deposit guarantee up to EUR 100,000 per depositor per bank pursuant to the Deposit Guarantee and Investor Compensation Act (ESAEG); the institution is supervised by the Austrian Financial Market Authority with oversight by the Oesterreichische Nationalbank and is part of the Raiffeisen institutional protection scheme. Account opening and lending processes follow Austrian KYC/AML requirements, typically requiring personal identification and residence documentation for individuals and corporate documents for businesses. The bank focuses on local relationship banking; cross-border and nonresident services may be limited and are subject to internal policies and applicable law.