Raiffeisenbank Tüngental eG

Raiffeisenbank Tüngental eG is a German cooperative bank based in Tüngental (Baden‑Württemberg) and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Organized as an eingetragene Genossenschaft, it is owned by member-customers with governance on a one‑member‑one‑vote basis. The bank focuses on local retail and small business banking, offering current accounts, savings and term deposits, consumer and housing finance, payment services, and basic services for SMEs and agricultural clients; investment, securities brokerage, building-savings, and insurance are typically provided via group partners such as DZ BANK/Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung. Services are delivered through branches, online banking, and a mobile app with PSD2‑compliant strong customer authentication (e.g., app‑based TAN or chipTAN); SEPA transfers and card payments are supported, and customers can use the cooperative banks’ shared BankCard ServiceNetz of ATMs in Germany. Pricing is set locally, with account packages and transaction‑based fees common; deposit and lending rates follow the bank’s posted conditions and may change with market rates. Eligible deposits are protected up to 100,000 EUR per depositor under the statutory German scheme via BVR Institutssicherung GmbH; the bank also participates in the cooperative sector’s institutional protection scheme. Supervision is carried out by BaFin and the Deutsche Bundesbank. The operating model combines local branch coverage with access to products from the cooperative financial group; constraints can include a limited geographic footprint and pricing that varies by account model. Prospective customers should review the current price and service list, identification requirements, and any regional eligibility before opening an account.