Raiffeisenbank Nauders eGen

Raiffeisenbank Nauders eGen is a local cooperative bank based in Nauders, Tyrol, operating within the Raiffeisen Banking Group in Austria. Structured as a registered cooperative (eingetragene Genossenschaft), it is owned by member-shareholders and governed by a management board and a supervisory board under Austrian cooperative law. The bank focuses on retail and small business clients in its catchment area, offering current accounts, savings products, consumer and housing loans, mortgages, and standard payment services. Customers have access to SEPA transfers and IBAN-based payments, debit and credit cards issued through group or partner providers, and cash services via national ATM networks. Securities brokerage and investment funds, as well as insurance solutions, are typically distributed via affiliated Raiffeisen group companies or external partners. Digital banking is provided through the group’s online and mobile platforms, supporting transfers, standing orders, e-statements, and strong customer authentication in line with PSD2. Pricing, fees, and interest conditions are set locally and published in the bank’s tariff schedules and general terms. Raiffeisenbank Nauders eGen is subject to prudential and conduct supervision by the Austrian Financial Market Authority (FMA) in cooperation with the Oesterreichische Nationalbank, and operates under EU and Austrian regulations including PSD2, AML/CFT rules, and data protection requirements. Eligible deposits are protected by the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA) up to EUR 100,000 per depositor, with standard exceptions and limits defined by law.