Raiffeisenbank Langkampfen eGen

Raiffeisenbank Langkampfen eGen is a local cooperative bank based in Langkampfen, Tyrol (district of Kufstein), operating within the Austrian Raiffeisen sector and focused on retail customers, self‑employed clients, and small to mid‑sized enterprises in its catchment area. The bank’s core offering typically includes payment accounts and packages, savings and term deposits, consumer loans, mortgages, and SME lending, alongside SEPA transfers, standing orders, direct debits, and card services with access to Austria’s Bankomat ATM network. Securities services are commonly provided via custody accounts and distribution of investment funds and other instruments through Raiffeisen group partners, subject to MiFID II rules; insurance mediation is available through affiliated providers. Digital channels include online and mobile banking on the Raiffeisen platform with PSD2‑compliant strong customer authentication; branch counter services, cash handling, and appointments follow local opening times. Pricing follows published tariffs and terms, with monthly account fees and itemized charges depending on the chosen package; interest rates and effective annual costs vary by product and are updated periodically. As an eingetragene Genossenschaft (registered cooperative), ownership rests with members, and governance is exercised by a management board and a supervisory board under Austrian cooperative law. The institution is licensed in Austria and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank; eligible deposits are covered by the statutory Austrian deposit guarantee scheme up to EUR 100,000 per depositor. Onboarding and product eligibility may require residence or economic ties to the region, and standard AML/KYC procedures apply. Pre‑contractual information, standardized fee documents for payment accounts, and product risk disclosures are provided in line with EU and Austrian regulations; customers should review the current schedule of fees, conditions, and interest rates, which can differ from other Raiffeisen institutions and are subject to change.