Raiffeisenbank Gramastetten eGen

Raiffeisenbank Gramastetten eGen is a local cooperative bank (eingetragene Genossenschaft) based in Gramastetten, Upper Austria, and part of the Raiffeisen Banking Group. It offers retail and small-business banking services such as current and savings accounts, domestic and SEPA payments, international transfers, debit and credit cards, cash services, consumer and housing loans, overdrafts, and commercial financing. Securities brokerage, investment funds, custody accounts, and building-society savings are provided through Raiffeisen group entities; the bank also intermediates insurance products. Digital access is delivered via the group’s Mein ELBA online and mobile platforms with standard authentication and transaction authorization tools. Services are available at the local branch and through self-service terminals; meetings with advisors are held during posted hours or by appointment. As a cooperative, customers may become members with voting rights; governance follows Austrian cooperative and banking regulations. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Eligible deposits are protected by the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per depositor per bank under EU rules. Pricing depends on the selected account model and usage; fees, interest conditions, and product terms are published in the bank’s tariff and general terms. Lending is subject to credit assessment and, where applicable, collateral; investment services involve market and issuer risk.