Raiffeisenbank Edt-Lambach eGen

Raiffeisenbank Edt-Lambach eGen is a regional cooperative bank based in Edt bei Lambach, Upper Austria, operating under Austrian cooperative law and within the Raiffeisen Banking Group. It focuses on retail and small business customers in its local catchment area, offering current accounts, savings and term deposits, payment services (SEPA credit transfers, standing orders, and direct debits), debit cards, and credit cards issued via partner institutions, along with cash access through the nationwide Bankomat network. Lending typically covers housing and consumer loans, overdrafts, and financing for SMEs and agriculture, with additional services such as leasing, insurance brokerage, and investment products provided through Raiffeisen group affiliates. Digital banking is provided via the group’s online and mobile platforms (Mein ELBA), including e-statements, secure login with strong customer authentication, and support for contactless and mobile payments where available. As a cooperative, membership is open to customers subject to conditions set by the bank; members exercise voting rights in the general assembly, which appoints the supervisory board overseeing the management board. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Deposits are protected by the statutory Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH) up to 100,000 EUR per depositor per bank, with limited higher coverage for certain temporary balances under defined circumstances and time limits. Fees, interest rates, product eligibility, and opening hours are determined locally and may change; documentation and identity verification are required under AML/KYC rules; services are primarily provided in German and aligned with SEPA standards for euro payments.