Raiffeisenbank Alberschwende eGen

Raiffeisenbank Alberschwende eGen is a local cooperative bank based in Alberschwende, Vorarlberg, operating within the Raiffeisen Banking Group in Austria and serving primarily retail and small business customers in its region. As an eingetragene Genossenschaft (registered cooperative), it is owned by members; customers can subscribe cooperative shares that provide membership and voting rights under statutory rules, noting that such shares are not deposits and carry different risks and liquidity characteristics than savings products. The bank provides standard Austrian retail banking services, including payment accounts, savings and term deposits, consumer and housing loans, business accounts, payment cards, and access to online and mobile banking via the group’s digital platform, with services delivered under Austrian law and subject to customer identification and anti-money-laundering requirements. Pricing, interest rates, and eligibility criteria are set by published schedules and product conditions and can change; documentation is primarily in German. Eligible deposits are protected by Austria’s statutory deposit guarantee up to EUR 100,000 per depositor per bank under the applicable legal framework, with limited higher temporary coverage possible in defined circumstances; the institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank and participates in sectoral protection mechanisms of the Raiffeisen group. SEPA euro payments are standard, while foreign currency and cross-border services may be restricted or require separate arrangements. Prospective customers should review the current terms and conditions, fee information, and product disclosures and consider the bank’s regional focus and channel availability relative to their needs.