Raiffeisen-Bezirksbank St. Veit a.d. Glan-Feldkirchen, registrierte Genossenschaft mit beschränkter Haftung

Raiffeisen-Bezirksbank St. Veit a.d. Glan-Feldkirchen, registrierte Genossenschaft mit beschränkter Haftung, is a regional cooperative bank in Carinthia serving the districts of St. Veit an der Glan and Feldkirchen. As part of the Raiffeisen Banking Group Austria, it focuses on retail, small business, and agricultural clients and provides current and savings accounts, term deposits, SEPA payment services, debit cards and credit cards issued in cooperation with partner institutions, consumer loans, mortgages, overdraft facilities, and financing solutions for farms and regional enterprises. It also distributes group-linked products such as leasing, insurance, building-society savings/loans, and investment services including custody accounts and securities execution under MiFID II requirements. Distribution combines local branches and self-service ATMs with online and mobile banking on Raiffeisen’s standard digital platforms, featuring strong customer authentication, domestic and cross-border euro transfers, standing orders, e-statements, and card management functions. Pricing follows published tariffs for accounts, cards, transfers, and cash services, with conditions varying by product and customer segment; lending is subject to credit checks and regulatory affordability rules. The institution is licensed in Austria, supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, participates in the Raiffeisen institutional protection scheme, and is a member of the statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH), which protects eligible deposits up to EUR 100,000 per depositor; investor compensation applies to certain investment services within legal limits. International capabilities include SEPA euro payments and foreign-currency transfers, card use domestically via the Bankomat network and abroad, and basic trade in standard investment instruments offered through the Raiffeisen group, subject to suitability and appropriateness assessments. Governance follows the cooperative model with member ownership and bodies such as the general assembly, supervisory board, and management; financial statements are prepared under applicable Austrian banking and accounting rules and are subject to audit. Product information, terms, and tariffs are published via the bank’s website and at branches, and availability depends on regulatory eligibility and the bank’s underwriting standards.