Powiatowy Bank Spółdzielczy w Sokołowie Podlaskim

Powiatowy Bank Spółdzielczy w Sokołowie Podlaskim is a locally oriented cooperative bank operating in Sokołów Podlaski and nearby areas, providing retail and SME banking under Poland’s cooperative banking framework. It offers standard products such as current and savings accounts, term deposits, domestic transfers, payment cards, and cash services, alongside credit for consumers, small businesses, and farmers (including working-capital and investment financing). Digital access typically includes internet banking for individuals and companies and, where available, a mobile channel; functionality and integration may differ from nationwide banks. As a cooperative, the bank is owned by its members; customers may apply for membership by acquiring cooperative shares, with voting rights and any payout on shares determined by the bank’s statutes and resolutions. The institution is supervised by the Komisja Nadzoru Finansowego, and eligible deposits are protected by the Bankowy Fundusz Gwarancyjny up to the equivalent of EUR 100,000 per depositor per bank under applicable rules. Pricing follows a published tariff that commonly includes account maintenance, card, transfer, and cash-handling fees, with potential waivers tied to activity; use of out-of-network ATMs may incur additional charges. Services are delivered through a small branch footprint with local decision-making, and international payments or specialized services are typically handled via correspondent or associating arrangements. Product availability, limits, and interest rates are subject to change and may vary by customer segment and channel, so reviewing the current schedule of fees and terms before opening an account or applying for credit is essential.