JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION is the primary banking subsidiary of JPMorgan Chase & Co., operating as a national bank regulated by the Office of the Comptroller of the Currency with deposits insured by the FDIC up to applicable limits. The bank offers a broad suite of consumer and business products, including checking and savings accounts, money market accounts, certificates of deposit, credit cards under the Chase brand, home lending (mortgages and home equity lines of credit), auto financing, and small business banking. It maintains an extensive U.S. branch and ATM footprint alongside a widely used online and mobile platform that supports account management, bill pay, person-to-person transfers, remote deposit, and card controls. Pricing follows a large-bank model: many accounts carry monthly service fees that can be waived by meeting direct deposit, balance, or transaction requirements, and overdraft policies include certain grace or buffer features but can still result in fees depending on activity; interest rates on standard savings and many CDs tend to be in line with other branch-based institutions, with occasional promotional terms. Commercial and corporate clients have access to treasury services, merchant services, lending, and cash management. Investment and advisory services are provided through affiliated entities under the J.P. Morgan name and are not FDIC insured and may lose value. Customer support is delivered through branches, phone, and secure digital messaging; service levels can vary by product and location. As a large, systemically important institution, the bank is subject to enhanced regulatory standards for capital, liquidity, risk management, and resolution planning. Member FDIC and Equal Housing Lender.