Imex banka d.d.

Imex banka d.d. is a Croatian commercial bank operating under the supervision of the Croatian National Bank and subject to EU banking rules, including PSD2 and SEPA. It serves individuals, entrepreneurs, and businesses with standard products such as current and savings accounts in euro and selected foreign currencies, term deposits, domestic and cross-border payments, debit cards, and lending (e.g., consumer and business loans, overdrafts, and guarantees). The bank provides internet and mobile banking for account management, payments, and card controls, and offers a PSD2 interface for licensed third-party providers with strong customer authentication. Fees and interest conditions are set out in the bank’s published tariff and general terms, with charges typically applied to account maintenance, transfers, and card services; exchange rate markups apply to foreign currency transactions. Payment services follow SEPA standards for euro transfers within the EEA, and international transfers are executed via the SWIFT network. Imex banka d.d. maintains a branch presence in Croatia and supports cash services and ATM withdrawals through its own and networked machines where available. Corporate and SME services include accounts, payments, working capital facilities, and trade-related services such as letters of guarantee. Financial statements, risk disclosures, and regulatory capital information are published in line with local reporting requirements. Eligible deposits are protected by the Croatian deposit insurance scheme up to EUR 100,000 per depositor, per bank, in accordance with applicable law.