Gospodarczy Bank Spółdzielczy w Gorzowie Wielkopolskim

Gospodarczy Bank Spółdzielczy w Gorzowie Wielkopolskim is a regional cooperative bank based in Gorzów Wielkopolski that serves retail clients, farmers, and small businesses with a standard set of banking products, including current and savings accounts in PLN, term deposits, debit cards, cash services, and domestic and cross-border transfers, as well as online and mobile banking for remote access. On the credit side it offers consumer loans, overdrafts, mortgages, and financing for micro and small enterprises (working capital, investment loans, and leasing via partners), generally priced with a variable benchmark (such as WIBOR or WIRON) plus a margin and, where applicable, secured by collateral. As a cooperative, it operates under Poland’s Cooperative Law and Banking Law, is supervised by the Polish Financial Supervision Authority (KNF), and participates in the Bankowy Fundusz Gwarancyjny deposit guarantee scheme covering eligible deposits up to the equivalent of EUR 100,000 per depositor. Domestic payments are cleared through the KIR Elixir system; EUR transfers via SEPA and SWIFT transfers in other currencies are available. Strong customer authentication is used for digital channels and 3-D Secure for card transactions, and the bank provides access interfaces for licensed third parties under PSD2. The branch and ATM network is local in scope, and product pricing, interest rates, and eligibility criteria are set by published tariffs and regulations that are updated periodically, so checking the current schedules and product terms before opening an account or applying for credit is necessary.