DEUTSCHE BANK S.P.A.

Deutsche Bank S.p.A. is the Italian banking subsidiary of Deutsche Bank AG, operating under Italian law with headquarters in Milan and offering retail, private, and commercial banking services across a nationwide branch and digital network. The bank provides current accounts, payment services (including SEPA transfers and international wires), debit and credit cards, mortgages, consumer loans, savings and investment products, and advisory and brokerage services compliant with MiFID II; it also serves small and mid-sized enterprises with lending, cash management, and trade services, while larger corporate and investment banking needs are typically handled within the group through dedicated units in Italy. It is authorized and supervised by the Bank of Italy and CONSOB for relevant activities, with group-level prudential oversight under the European Central Bank’s Single Supervisory Mechanism; deposits are protected by the Fondo Interbancario di Tutela dei Depositi up to €100,000 per depositor per bank, according to Italian and EU rules. The institution provides online and mobile banking with strong customer authentication under PSD2, supports card and contactless payments, and offers standard security features such as two-factor verification and transaction alerts. Fees, interest rates, and product conditions vary by account type and channel and are published in the bank’s information sheets; customers can lodge complaints directly with the bank and escalate disputes to the Arbitro Bancario Finanziario if needed. International connectivity is supported via IBAN for euro payments and SWIFT for cross-border transfers, and the bank participates in domestic and European payment schemes. As part of a global group, Deutsche Bank S.p.A. leverages centralized platforms and risk frameworks, while maintaining local governance, regulatory reporting, and consumer protection obligations in Italy.