CITIBANK EUROPE PLC - BELGIUM BRANCH

Citibank Europe plc – Belgium Branch is the Belgian branch of Citibank Europe plc, an Irish-incorporated credit institution within Citigroup’s European structure, serving primarily corporate, institutional, and public-sector clients rather than mass‑market retail. The branch model means obligations to clients are those of Citibank Europe plc, with prudential supervision by the Central Bank of Ireland and local oversight in Belgium by the National Bank of Belgium and the Financial Services and Markets Authority on conduct matters; investment and payment services are provided under the EU MiFID II and PSD2 frameworks. Eligible deposits placed with the Belgian branch are protected by the Irish Deposit Guarantee Scheme up to €100,000 per depositor per institution, subject to statutory exclusions (for example certain financial sector entities), and investor compensation for eligible investment business follows Irish rules; clients should verify eligibility based on their classification and product type. The franchise focuses on transaction banking (cash management, liquidity and payments, SEPA and cross‑border via SWIFT), trade and supply chain finance, commercial lending, foreign exchange and rates execution, and securities services (including custody and clearing), delivered through relationship coverage and corporate e‑banking channels; pricing is typically negotiated and based on volumes, credit usage, and service complexity. The branch does not operate a retail branch network and onboarding follows standard know‑your‑customer and anti‑money‑laundering controls, with service available in commonly used local languages and English. Financial information, capital and risk disclosures, and Pillar 3 reports are published at the Citibank Europe plc level, as the branch is not separately capitalized. Clients should assess counterparty risk to the Irish entity, applicable legal and regulatory protections, and service fit for their treasury, trade, and markets requirements.