China Construction Bank Corporation, Luxembourg Branch

China Construction Bank Corporation, Luxembourg Branch is the Luxembourg outpost of China Construction Bank Corporation, a PRC-based banking group listed in Hong Kong and Shanghai, operating in Luxembourg City under the supervision of the Commission de Surveillance du Secteur Financier (CSSF). The branch focuses on wholesale banking for corporates and financial institutions, providing services such as corporate lending (including bilateral and syndicated facilities), trade finance (letters of credit, guarantees, and collections), cash management, and treasury/foreign exchange solutions in major currencies including euro and renminbi. It operates alongside China Construction Bank (Europe) S.A., a Luxembourg-incorporated subsidiary used for certain EU activities, while the branch conducts locally authorized business; neither unit is positioned as a retail bank in Luxembourg, and consumer products are not generally offered. Client relationships are handled on a relationship-managed basis with pricing and terms negotiated individually, and account opening is subject to standard KYC/AML requirements. Payments are executed via SWIFT and correspondent networks; the branch offers RMB-related services but is not the designated RMB clearing bank in Luxembourg. Eligible deposits held at the branch are protected by Luxembourg’s Fonds de garantie des dépôts Luxembourg (FGDL) up to EUR 100,000 per depositor, per bank, subject to statutory conditions; investment services, if any, fall under the local investor compensation scheme (SIIL) as applicable. Financial information and regulatory disclosures are published in line with Luxembourg requirements, while the branch’s results are included in the consolidated reporting of the parent group; counterparty risk and credit ratings reference the parent unless stated otherwise.