CASSA RURALE VAL DI FIEMME - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

CASSA RURALE VAL DI FIEMME - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA is an Italian cooperative credit institution based in the Val di Fiemme area of Trentino, operating a local branch network and serving households, professionals, small enterprises, agricultural businesses, and non-profit entities. Structured as a mutual cooperative with member-shareholders, it operates within the Gruppo Cassa Centrale Banca, which provides centralized services and consolidated risk governance; the bank is subject to Italian and EU banking regulations, with supervision by the Bank of Italy and, at group level, the ECB. Its offering typically includes current and savings accounts, domestic and SEPA payments and direct debits, debit and credit cards on Bancomat/PagoBANCOMAT and international circuits, ATM access, online and mobile banking with strong customer authentication under PSD2, personal loans and mortgages, and credit to businesses for working capital and investment needs; it also distributes investment and insurance products through group companies and partner providers. Deposits are covered up to 100,000 euro per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, and the cooperative sector operates an institutional protection scheme (Fondo di Garanzia Istituzionale). Pricing, interest rates, and eligibility criteria vary by product and customer profile and are disclosed in the Fogli Informativi, Documento di Sintesi, and contractual documentation, while financial statements and Pillar 3 disclosures are published in line with prudential rules. The bank’s footprint is oriented to its territory, with routine operations handled via digital channels and more complex requests typically managed through branches or dedicated staff.