CASSA RURALE ED ARTIGIANA DELL'AGRO PONTINO - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

CASSA RURALE ED ARTIGIANA DELL'AGRO PONTINO - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA is an Italian cooperative credit institution operating in the Agro Pontino area of Lazio, offering retail and small-business banking services including current and savings accounts, payment services and cards, mortgages and personal loans, and credit facilities for enterprises, with insurance and investment services available where authorized. Distribution is branch-based with support from online and mobile banking, ATMs, and merchant services; product conditions, fees, and interest rates are disclosed in the Fogli Informativi and the Documento di Sintesi under Italian transparency rules. Deposits are protected up to €100,000 per depositor by the statutory deposit guarantee scheme applicable to cooperative credit banks in Italy. As a cooperative, customers may become members by subscribing shares; membership follows a one-member-one-vote principle and may involve member-specific conditions, while the shares are not deposits, can be illiquid, and may be subject to redemption limits. The bank is subject to Italian and EU regulation and supervision (including prudential oversight, PSD2 requirements, and anti–money laundering rules), supports SEPA payments, and issues cards on domestic and international circuits. Account opening generally requires standard identification and tax documentation and is typically completed in branch; availability of fully digital onboarding depends on the product and customer profile. Operations are focused on the local territory, which can affect branch access and product availability outside the core area; cross-border services follow EU rules but may be limited. Complaints are managed through internal procedures and, if unresolved, can be escalated to the Arbitro Bancario Finanziario.