CASSA RURALE ALTA VALSUGANA - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

Cassa Rurale Alta Valsugana – Banca di Credito Cooperativo – Società Cooperativa is a cooperative credit institution based in Trentino, Italy, with a local footprint across the Alta Valsugana area. It focuses on retail and SME banking for households, small businesses, agricultural enterprises and non-profits, offering current and savings accounts, time deposits, domestic and international payments, mortgages, consumer loans, SME lending, and POS/merchant services; through the cooperative network and group partners it also distributes insurance and investment products and provides online and mobile banking channels. As a BCC, it operates under Italian and EU banking rules and is supervised within the national and European prudential framework; it adheres to the Cassa Centrale Banca group’s institutional protection scheme, which provides centralized risk controls and mutual support among affiliated banks. Deposits are covered up to €100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo in line with the EU Deposit Guarantee Scheme directive. Governance follows the cooperative model with member-owners and locally elected boards, with membership terms defined by statute. Pricing and eligibility are product-specific and subject to Italian transparency requirements and applicable taxes; digital services are PSD2-compliant with strong customer authentication and support SEPA payments. Access to the domestic BANCOMAT/PagoBANCOMAT network and to international card schemes is typically provided via group platforms. The bank’s lending and funding are primarily sourced and deployed within its operating territory, reflecting a localized mandate; product availability, limits and partner services may vary by branch and customer profile.