CASSA RAIFFEISEN LANA SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE LANA GENOSSENSCHAFT)

Cassa Raiffeisen Lana Società Cooperativa (in tedesco Raiffeisenkasse Lana Genossenschaft) is a member-owned cooperative bank based in Lana, in the Province of Bolzano/Bozen, Trentino-Alto Adige/Südtirol, Italy. It operates within the South Tyrol Raiffeisen network and focuses on retail and small-business banking in its local area. The bank’s activities typically include current and savings accounts, domestic and SEPA payments, debit and credit cards, consumer and mortgage lending, financing for small enterprises and agriculture, and basic treasury and cash-management services; it also distributes investment and insurance products as an intermediary. Governance follows the cooperative model (membership shares and one-member-one-vote), with a locally elected board overseeing strategy and risk. Services are generally provided in Italian and German, with internet and mobile banking available for standard transactions; product availability and fees are defined in the bank’s public schedule of conditions. The funding profile is largely deposit-based, and lending is predominantly to households and local businesses, which implies geographic and sector concentration typical of small cooperatives. The bank is subject to Italian and EU banking regulation and supervision by the Bank of Italy; eligible deposits are protected up to EUR 100,000 per depositor, per bank, under the Italian deposit guarantee framework. The institution suits residents and firms operating in Lana and surrounding municipalities; those needing extensive international services or specialized corporate products may find the offering limited.