CASSA RAIFFEISEN BASSA ATESINA (IN LINGUA TEDESCA RAIFFEISENKASSE UNTERLAND)

Cassa Raiffeisen Bassa Atesina (Raiffeisenkasse Unterland) is a cooperative bank based in South Tyrol operating in the Bassa Atesina/Unterland area, focused on retail and small-business banking within its local catchment. As a società cooperativa, ownership is held by members, with governance through member-elected bodies and a local orientation; becoming a customer does not require membership, while members typically subscribe cooperative shares subject to statutory rules. The bank belongs to the Raiffeisen network in South Tyrol and is supervised under Italian and EU banking law by the Bank of Italy; investment and placement services, where offered, fall under MiFID II rules and related suitability requirements. Core services usually include current and savings accounts, payment cards, SEPA transfers and direct debits, online and mobile banking with strong customer authentication, consumer credit, mortgages, and financing for local enterprises; the institution may also distribute insurance and basic investment products from group or third-party providers. Fee schedules, interest rates, and lending conditions are published in the bank’s official disclosures and vary by product, channel, and customer profile; account maintenance charges and payment service fees apply in line with the Italian market. Deposits are protected up to the statutory limit of €100,000 per depositor per bank under the applicable Italian deposit guarantee scheme, consistent with EU rules. Branch and ATM access is concentrated in the Lower Adige area, with service available in German and Italian; account opening and certain credit products generally require in-branch identity verification and documentation compliant with KYC/AML regulations.