Caixa Rural Benicarló, S. Coop. de Credit V.

Caixa Rural Benicarló, S. Coop. de Credit V., is a Spanish cooperative credit institution based in Benicarló (Castellón, Valencian Community) and registered as a cooperative under regional law, operating as a deposit-taking entity supervised by Banco de España within the EU Single Supervisory Mechanism; eligible deposits are covered by the Spanish Deposit Guarantee Fund up to 100,000 euros per depositor and per entity. It provides retail and small-business banking services that typically include current and savings accounts, term deposits, domestic and SEPA transfers and direct debits, debit and credit cards, cash operations, and financing such as consumer loans and mortgages; it may also act as an intermediary for investment and insurance products in line with Spanish bancassurance rules. Digital access is available through online and mobile channels for account queries, payments, transfers, card controls, and notifications, and cards operate on mainstream international schemes with contactless capability. The institution concentrates on its local catchment area and uses shared infrastructures common to the rural cooperative sector for technology and payments, which can extend service reach beyond its own branch footprint. Rates, fees, and key product terms are set out in its published tariffs and pre-contractual disclosures and are filed with Banco de España; product availability is subject to underwriting, documentation, and, where applicable, cooperative membership requirements. Customer service is provided in branch and through remote channels, with a formal complaints procedure via its Servicio de Atención al Cliente and the option to escalate unresolved claims to the Banco de España complaints service.