Caisse régionale de crédit agricole mutuel de l'Anjou et du Maine

Caisse régionale de crédit agricole mutuel de l’Anjou et du Maine is the Crédit Agricole cooperative bank serving the Anjou Maine area, operating under the Crédit Agricole Anjou Maine brand and primarily covering the departments of Maine-et-Loire, Mayenne, and Sarthe. Organized as a mutual, it is owned by member-customers who hold cooperative shares and elect representatives to governance bodies; profits are allocated according to cooperative rules, including potential remuneration of shares subject to annual decisions. The bank offers standard French retail and professional banking: current accounts, domestic and international payments (including SEPA), regulated and unregulated savings (e.g., Livret A, LDDS, PEL/CEL), consumer credit, home loans, insurance via Crédit Agricole Assurances entities, investment and securities accounts with group distribution channels (including Amundi), and dedicated services for SMEs, professionals, and the agricultural sector. Access is provided through a regional branch network, online banking, and a mobile app; cards operate on the CB/Visa rails, and major mobile wallets are supported where available. Pricing is set by this regional entity and published in its tariff guide, with options for bundled packages or à la carte services; rates and eligibility depend on customer profile and local policies. Deposits are covered by the French deposit guarantee scheme (FGDR) up to €100,000 per depositor per institution, while life insurance contracts fall under the FGAP framework. The institution is supervised by the ACPR and applies applicable EU regulations, with account opening available in branch or online subject to standard KYC and regional criteria.