BFF Bank S.p.A. Spółka Akcyjna Oddział w Polsce

BFF Bank S.p.A. Spółka Akcyjna Oddział w Polsce is the Polish branch of BFF Bank S.p.A., an Italian credit institution listed on Euronext Milan and formerly known as Banca Farmafactoring. The group specializes in working-capital financing and credit management for suppliers to public administrations and the healthcare sector across several EU markets, while the Polish branch distributes savings products, primarily fixed-term deposits opened and managed remotely. As an EU branch, prudential supervision is carried out by the Bank of Italy as home authority, with the Polish Financial Supervision Authority overseeing local conduct; deposits collected in Poland are protected by the Italian Interbank Deposit Protection Fund (Fondo Interbancario di Tutela dei Depositi) up to the equivalent of EUR 100,000 per depositor per bank, aggregated across all BFF Bank S.p.A. branches in the EU, and are not covered by the Polish Bank Guarantee Fund. The deposit offer is limited to time deposits without payment cards or current-account functionality, with interest typically paid at maturity and early termination usually resulting in forfeited interest; onboarding and servicing are conducted via remote channels. Tenors, currencies, placement limits, and fees are defined in the bank’s tariff and product documentation and may change. For corporate clients, the group provides factoring and receivables management solutions oriented to the public sector. Prospective customers should evaluate the cross-border guarantee scheme, applicable tax and currency considerations, and any transfer-processing constraints when planning liquidity.