Bezirkssparkasse Reichenau

Bezirkssparkasse Reichenau is a German savings bank based in Reichenau (Baden‑Württemberg), operating as an institution under public law with municipal sponsorship and membership in the Sparkassen‑Finanzgruppe. It focuses on retail and small‑business customers in its local market, providing current accounts, savings products, time deposits, consumer loans, mortgages, payment cards (Girocard and credit cards), cash services, and business banking including accounts, financing, and POS solutions. Access is offered through branches and ATMs as well as online and mobile banking via the Sparkasse web portal and app, with common authentication options such as chipTAN and pushTAN; contactless and mobile payments (including Apple Pay and Google Pay) are available for eligible cards issued within the group. Investment and securities services are typically provided through group partners, including DekaBank products and custody. The bank is subject to German banking supervision and participates in the institutional protection scheme of the Sparkassen‑Finanzgruppe, which is recognized as the statutory deposit guarantee; eligible deposits are protected up to EUR 100,000 per depositor under German law. Pricing generally follows account packages with published fee schedules (Preisaushang) for account maintenance, cards, transfers, and third‑party ATM withdrawals. The operating scope is geographically limited to its home district, so product terms, lending decisions, and service availability reflect local market conditions, and specialized or cross‑border services may be handled via group resources.