Bank Spółdzielczy we Frampolu

Bank Spółdzielczy we Frampolu is a local cooperative bank based in Frampol (Lublin Voivodeship), operating mainly in the surrounding area. It provides standard services for individuals, businesses, and the agricultural sector, including PLN current and savings accounts, term deposits, domestic transfers, payment cards, and lending products such as consumer cash loans, housing or mortgage-backed financing, and working-capital and investment loans for enterprises. Service is delivered through branches and internet banking; telephone and in-branch support are the core contact channels. Fees and commissions are defined in the bank’s published tariff, and interest rates are listed in separate schedules; pricing depends on the product, customer profile, and collateral. The bank participates in national clearing systems for domestic payments and uses IBAN-format account numbers; the availability of instant transfers or cross-border payments depends on the current offer. As a cooperative institution, it operates under Polish cooperative banking law, is supervised by the Polish Financial Supervision Authority (KNF), and deposits are covered by the Bank Guarantee Fund (BFG) up to the statutory limit per depositor. Governance follows the cooperative model, with members holding shares and voting at the general meeting, alongside a management board and a supervisory board. The geographic footprint and product scope are tailored to the local market, which typically means a limited branch network and a narrower set of optional services compared with nationwide banks. Official documents, tariffs, and financial reports are available at branches and on the bank’s website; customers should verify current terms before opening an account or taking a loan.