Bank Spółdzielczy w Kórniku

Bank Spółdzielczy w Kórniku is a Polish cooperative bank serving individuals, small and medium-sized enterprises, and agricultural clients in Kórnik and the surrounding Wielkopolska region. Its offer covers current accounts for consumers and businesses, savings accounts and term deposits, payment cards with contactless functionality, internet and mobile banking for day-to-day transactions, and cash services at branches and ATMs. The lending portfolio typically includes consumer cash loans, mortgages, working-capital and investment financing for companies, and agricultural loans; where applicable, products may use public guarantee schemes such as BGK de minimis or preferential programs for farmers. As a cooperative, the bank operates under a member-shareholder model with local governance. Key conditions, fees, and interest rates are specified in the tariff of fees and commissions and in the interest rate tables published by the bank, and deposits are covered by the Bank Guarantee Fund up to the statutory limit of EUR 100,000 per depositor. Electronic channels use strong customer authentication and 3D Secure for online card payments; mobile payments (including BLIK and selected digital wallets) are available depending on the product configuration. The bank is supervised by the Polish Financial Supervision Authority. Customers should review the current tariff, regulations, and product information before opening an account or applying for financing.