Bank Spółdzielczy w Brzegu

Bank Spółdzielczy w Brzegu is a cooperative bank based in Brzeg (woj. opolskie) operating within the Polish cooperative banking sector. It functions under the Banking Law and Cooperative Law, is supervised by the Polish Financial Supervision Authority (KNF), and participates in the Bank Guarantee Fund (BFG) scheme that protects eligible deposits up to the equivalent of EUR 100,000 per depositor. The bank offers services for individuals, micro and small businesses, and farms, including PLN current and savings accounts, term deposits, domestic transfers (ELIXIR and standing orders), payment cards with 3-D Secure, cash services, and credit products such as overdrafts and investment or working-capital loans subject to credit assessment and collateral requirements. It provides online and mobile banking with strong customer authentication for payments, transfers, basic card servicing and notifications, and provides PSD2-compliant access for licensed third parties. International transfers and card payments in foreign currencies are available via standard banking channels, with fees and limits defined in the bank’s tariff and product regulations. Service is provided through local branches in its area of operation and remote electronic channels; opening hours, contact details, interest rates and fees are published in official schedules. As a cooperative, membership and share subscription are available in line with the bank’s statute, and the bank applies standard domestic clearing, security, and complaints-handling procedures defined by Polish law and supervisory guidance.