Banca Popolare Etica Società Cooperativa per Azioni, Sucursal en España

Banca Popolare Etica Società Cooperativa per Azioni, Sucursal en España, is the Spanish branch of the Italian cooperative bank Banca Etica (S.C.p.A.), operating in Spain under the Fiare Banca Etica brand. The branch offers euro-denominated retail and business banking, including current accounts, payment cards, online and mobile banking, SEPA transfers and international payments, and lending oriented to entities and projects in the social and solidarity economy. Credit policies apply ethical and sectoral criteria published by the group, and the bank discloses information on financed initiatives. As an EU branch, prudential supervision is carried out by the Bank of Italy within the Single Supervisory framework, with the Banco de España responsible for host-country conduct and certain operational oversight; eligible deposits are covered by the Italian Interbank Deposit Protection Fund up to EUR 100,000 per depositor, per bank, under applicable regulations. The institution operates on a cooperative basis in which customers may become members by subscribing shares, with governance following a one person, one vote principle. Fees for account maintenance, payment services, and cards are set out in the branch’s published tariff schedule, and standard know-your-customer and anti–money laundering checks apply for onboarding and credit. The branch’s client base includes individuals, non-profit organizations, cooperatives, and SMEs seeking banking services aligned with ethical finance policies; it may also distribute socially responsible investment products offered by affiliated managers, subject to suitability, regulation, and market risk.