BANCA INVESTIS S.P.A.

Banca Investis S.p.A. is an Italian joint-stock bank operating under national and EU banking rules, authorized and supervised by the Bank of Italy and subject to securities regulation for investment services, with activities that primarily span investment banking, structured finance, securitization-related services, capital markets support, and private banking/wealth management for entrepreneurs, families, corporates, and institutional investors. Its offer typically includes advisory mandates (corporate finance, capital raising, and debt structuring), services connected to securitizations and other structured transactions, portfolio management and advisory under MiFID II, custody and execution of financial instruments, and operating accounts to support payments and settlements linked to investment activity; it is not positioned as a mass-market retail current-account bank. Pricing is fee-based and varies by mandate and product, generally comprising advisory retainers and success fees for corporate transactions, management and performance fees for discretionary mandates and funds, custody and transaction charges for securities services, and standard payment fees; MiFID II cost and charges disclosures and ex-ante/ex-post reporting apply. Client onboarding follows Italian KYC/AML requirements and MiFID II suitability/appropriateness assessments, and client assets held for investment services are segregated according to applicable rules. Eligible deposits are covered by the Italian Interbank Deposit Protection Fund (Fondo Interbancario di Tutela dei Depositi) up to EUR 100,000 per depositor per bank, while investment services may fall under the national investor-compensation framework compliant with the EU minimum standard; investment products are not deposits, can fluctuate in value, and may entail loss of capital. The bank publishes statutory financial statements and regulatory disclosures (including capital and risk metrics under CRR/CRD and IFRS reporting); liquidity and capital adequacy are monitored under prudential supervision, and standard payment protections such as strong customer authentication are expected for online channels. Service access is provided through offices in Italy and remote channels; availability, language options, and product eligibility depend on client profile and local regulation, and cross-border provision within the EEA—where offered—relies on passporting rules. Complaints can be escalated through the bank’s internal process and, if unresolved, to Italy’s sectoral schemes such as the Banking and Financial Ombudsman (Arbitro Bancario Finanziario) for banking matters and CONSOB’s Arbitration for Financial Disputes (Arbitro per le Controversie Finanziarie) for investment disputes, subject to their respective rules. Prospective clients should review the bank’s latest schedule of fees, product documentation (including KIDs/KIIDs where applicable), and regulatory disclosures to understand costs, risks, and contractual terms before entering into any mandate or opening accounts.