BANCA DI FILOTTRANO - CREDITO COOPERATIVO DI FILOTTRANO E CAMERANO - SOCIETA' COOPERATIVA

BANCA DI FILOTTRANO - CREDITO COOPERATIVO DI FILOTTRANO E CAMERANO - SOCIETA' COOPERATIVA is an Italian cooperative credit institution operating primarily in the Marche region, with a local footprint centered on Filottrano and Camerano in the Province of Ancona. As a mutual bank, ownership lies with members (soci) and governance follows the one-member-one-vote principle, with business oriented toward households, small businesses, agriculture, and local entities. The bank provides standard retail and SME services, including payment accounts and savings, domestic and SEPA transfers, SEPA Direct Debit, debit and credit cards on domestic and international circuits, ATM access, online and mobile banking, tax and bill payments (e.g., F24, MAV/RAV), POS and, where available, e-commerce acquiring, and cash management. Lending typically covers personal loans, mortgages, business credit lines, and, directly or via partnerships, leasing, factoring, and other adjunct financing, alongside distribution of insurance and investment products under MiFID II rules. Access is through branches and remote channels; account opening generally requires valid identification, codice fiscale, and standard KYC/AML checks, and eligibility can depend on residency and membership policies. Fees, rates, and conditions are set out in the transparency documents (fogli informativi and documenti di sintesi) required by the Bank of Italy, and the bank provides the standardized fee information and annual cost statements for payment accounts mandated by EU rules. Deposits are protected up to 100,000 euro per depositor under the applicable Italian deposit guarantee scheme for cooperative credit banks, in line with Directive 2014/49/EU. The institution is subject to prudential supervision and consumer protection rules enforced by the Bank of Italy within the European supervisory framework for less significant institutions. Given its regional scope, physical services are primarily oriented to the local catchment area and product availability or onboarding for customers outside the area may be limited. Complaints can be submitted to the bank’s internal complaints office and, if unresolved, to the Arbitro Bancario Finanziario. Prospective customers should review current terms, costs, and eligibility directly with the bank before choosing products.