BANCA DI CREDITO COOPERATIVO DI TRIUGGIO E DELLA VALLE DEL LAMBRO - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI TRIUGGIO E DELLA VALLE DEL LAMBRO - SOCIETA' COOPERATIVA is an Italian mutual bank based in Lombardy and operating within the BCC cooperative credit system. It provides retail and small-business banking services including current and savings accounts, debit and credit cards, mortgages and personal loans, SME financing, POS acquiring, domestic and SEPA payments, and remote banking through web and mobile channels delivered on the group platform. As a cooperative, ownership is held by members (soci) under a one-member-one-vote model, while customers can use services without becoming members; product pricing and terms are defined locally and disclosed via mandatory transparency sheets (fogli informativi) under Italian banking rules. The bank belongs to the Gruppo Bancario Cooperativo Iccrea, placing it under consolidated prudential oversight within the Single Supervisory Mechanism and subject to Bank of Italy regulation, with risk and compliance frameworks aligned to group policies. Deposits are protected up to 100,000 euro per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo in accordance with EU Directive 2014/49/EU, and the group’s institutional protection scheme supports stability within participating BCCs. Distribution may include investment and insurance products through group companies, with suitability and cost documentation provided under MiFID II and IDD requirements. The branch footprint is concentrated in its local catchment area, complemented by access to BANCOMAT ATM circuits and digital services; fees, rates, and availability of specific features depend on the chosen account package and are periodically updated. Complaints and disputes can be escalated through the Arbitro Bancario Finanziario in line with national procedures.