BANCA DI CREDITO COOPERATIVO DI MILANO - SOCIETA' COOPERATIVA

Banca di Credito Cooperativo di Milano – Società Cooperativa (BCC Milano) is an Italian cooperative credit institution headquartered in Milan and a member of the Iccrea Cooperative Banking Group (Gruppo Bancario Cooperativo Iccrea). It operates a branch network in Milan and across parts of Lombardy, providing retail and commercial banking to households, professionals, small and mid-sized enterprises, and non-profit organizations. Services typically include current and savings accounts, domestic and SEPA payments (including instant payments where enabled), payment cards and merchant acquiring, online and mobile banking, mortgages, consumer credit, SME financing, and access to leasing, factoring, investment and insurance products supplied through Iccrea group companies. Governance follows the cooperative model (one member, one vote) within a defined territorial scope, with profit allocation and reserves managed under sector rules. The bank is part of Iccrea’s institutional protection scheme and the group’s consolidated perimeter; prudential supervision is carried out at group level by the European Central Bank under the Single Supervisory Mechanism and by Banca d’Italia, with CONSOB overseeing investment services. Eligible deposits are covered up to 100,000 euro per depositor by the Fondo di Garanzia dei Depositi del Credito Cooperativo, in line with EU harmonized limits. Fees, interest rates and contractual conditions are detailed in the “Fogli Informativi” and are updated periodically; availability and terms can vary by customer segment and location. The current structure reflects mergers of local cooperative banks in recent years following Italy’s cooperative banking reform, and the bank continues to operate under the legal form of società cooperativa subject to applicable Italian banking, tax and reporting requirements.