BANCA DI CREDITO COOPERATIVO DI BARLASSINA (MILANO) - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI BARLASSINA (MILANO) - SOCIETA’ COOPERATIVA is a local mutual bank based in Lombardy that operates within the Italian Credito Cooperativo system and, like other BCCs, is affiliated with the Iccrea Cooperative Banking Group, which provides centralized risk, capital, and compliance policies under prudential supervision by the Bank of Italy and the ECB. The institution focuses on retail and small-business banking in its catchment area, offering current and savings accounts, payment services (including Bancomat/PagoBANCOMAT and international cards), mortgages and personal loans, SME lending, and standard treasury and acquiring solutions, alongside investment and insurance products distributed via group partnerships. Distribution relies on a compact branch network and remote channels (internet and mobile banking) with onboarding, documentation, and servicing aligned to PSD2 and anti–money laundering requirements; availability of specific features can vary by product and channel. Governance follows cooperative principles (membership-based ownership and local representation), and lending typically reflects proximity to households, professionals, small firms, and the third sector. As with other Italian banks, eligible deposits are covered by the Fondo Interbancario di Tutela dei Depositi up to €100,000 per depositor, per bank, and the group’s cross-guarantee mechanism applies among affiliated institutions. Pricing, interest rates, and conditions are set out in the mandatory “Fogli Informativi” and can differ by account package, card, loan type, and service level. The proposition is oriented toward customers who value a locally anchored bank with access to the broader services and infrastructure of the Iccrea group.