Blog
Independent analysis of European deposits, savings platforms and cross-border banking.
- Multi-currency10 min read
Best Multi-Currency Accounts in Europe (2026)
Revolut, Wise, N26 and Bunq all sell themselves as multi-currency accounts, but the mechanics, coverage and real FX cost differ sharply. Here is what actually matters when you choose one.
22 January 2026 - Neobanks11 min read
Revolut vs N26 vs Wise vs Bunq: 2026 Comparison
Four European fintechs, four different regulatory profiles, four very different pricing models. Here is how they actually compare in 2026 — and how to combine them.
26 January 2026 - Digital banks11 min read
Best Digital Banks in Europe (2026): A Regulator-Aware Ranking
Not every "digital bank" is actually a bank. A regulator-aware ranking of the five most important European players — with the licence, DGS coverage and product profile that matters most.
30 January 2026 - Brokers11 min read
Interactive Brokers vs DEGIRO vs Trade Republic (2026)
Three brokers dominate self-directed investing in continental Europe. They look similar on the surface — cheap, app-first, EU-regulated — but the mechanics behind the price differ sharply.
9 February 2026 - Savings9 min read
Best Savings Account Interest Rates in Europe (2026)
The ECB deposit facility rate sits at 2.50% in early 2026, and the best retail euro savings accounts in the EU price a little above it — some notably above. Here is where the real rates are.
12 February 2026 - Deposit protection8 min read
How Deposit Guarantee Schemes Work in the EU
A deposit guarantee scheme is the promise that if a bank fails, your money — up to €100,000 — comes back to you within days. Here is how that promise is engineered.
1 March 2026 - Savings8 min read
Fixed Deposit vs Savings Account: Which Is Right for You?
A fixed deposit locks in today's rate for a fixed term. A savings account keeps the money instantly available at a floating rate. In 2026, the gap between them is 30–70 basis points — enough to matter, not enough to decide on rate alone.
10 March 2026 - Consumer Protection7 min read
How to Check if a Bank Is Duly Licensed
Every bank operating in the EU, EEA or UK must appear in a public register. Here is how to verify a licence yourself in a few minutes — the exact registers to check, what each entry means, and the warning signs that usually mark a scam.
22 July 2026 - Payments6 min read
How to Check That Bank Transfer Details Aren't Forged
A fabricated IBAN usually fails the built-in mod-97 check — but the real risk today is invoice-redirection fraud, where a real IBAN belongs to a criminal who has intercepted the invoice. Here is how to verify payment details before you send.
23 July 2026 - Regulation7 min read
Are Banks Obliged to Check the Payee Name Against the Account Holder?
Yes. Under Regulation (EU) 2024/886 — the Instant Payments Regulation — every payment service provider must offer Verification of Payee (VoP) for euro credit transfers, free of charge to the payer. Here is how it works, when it applies and what each result actually means.
24 July 2026 - Deposit platforms10 min read
Best Deposit Platforms in Europe (2026): Raisin, PickTheBank & Check24 Compared
An independent comparison of Europe's three most prominent deposit platforms — Raisin, PickTheBank and Check24 — with a clear look at where each one operates and who it is best for.
9 June 2026
